Welcome to the Utah Life & Health Insurance Guaranty Association ("guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency.
In the 2018 Legislative Session, the Utah Legislature took action to include Health Maintenance Organizations (HMOs) and Limited Health Plans as members of the Utah Life and Health Insurance Guaranty Association, effective January 1, 2019.
On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.